Fire Protection Freelancer Insurance, Healthcare?

For those that do freelance design, what avenues would you recommend to get professional liability insurance? I would think there'd be some insurers that understand our industry more than others, which could be a better starting point than googling insurance brokers.

I'm in the same boat for healthcare too - do you go with the open marketplace or are there any trade groups that offer group plans (like an NFSA or AFSA)? Just looking for starting points to make sure I vet all avenues. Thanks in advance for any input.

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